Now that we're more than halfway through the year (YIKES), it seems like a good time to revisit my 2017 goals! Or, more accurately, to remind myself what they are because I am really good at setting goals and then forgetting about them (or just blowing them off altogether).
Goal 1: Work a more normal schedule
This is one that I've actually attempted but found to be disappointing. As appealing as a more normal (i.e. not 11-7) schedule sounds, it also means that I'm commuting at the same time as more people and end up sitting in traffic. I'd rather just stay later at work and breeze home than deal with that.
Goal 2: Stop living paycheck to paycheck
Weeellll... I did not forget about this goal, but it's probably been the hardest one for me. I actually started talking about it in therapy this week because my impulse spending has been way out of control lately. I pay my bills on time and I make a budget, but I end up ultimately blowing off said budget and YNAB. (I like YNAB in theory but can't seem to consistently use it.) I'm starting to realize that I am just not a future-oriented person (in more ways than one), so the idea of putting money aside for next month's bills is kind of unfathomable to me. I'm going to really have to work at it and be more disciplined.
Goal 3: Get new glasses
CHECK! I crossed this one off in early 2017 and can finally see again!
Goal 4: Switch to a fee-free bank
Well, no, but thanks to my tax return, I have enough money in my bank account to negate the fee. So I achieved this goal (for now at least), just without the method I had envisioned.
Goal 5: Have a $1,000 emergency fund
CHECK again thanks to my tax return! The hardest part will be maintaining it because having a safety net makes it easier to do stupid, impulsive things.
Goal 6: Take a vacation
No, but Pops and I are trying to figure something out before the end of the summer.
I knew that "out of hiding" would give me a challenge, but it's been even harder than I anticipated, mainly because I thought making it an ongoing goal would push me to actually do it. But no. Doing new things makes me anxious, and being around (most) people makes me anxious, and those are real deterrents for trying to step out of your comfort zone! Feeling self-conscious is a huge obstacle for me too, especially out in public. I have a much easier time doing things with other people because they act sort of like an invisibility shield and also make me feel safer/less vulnerable. So I guess I've learned a lot from having this as a goal, even though the action part of it has been a bit of a fail.
Year to Date Spending (from budget posts): $694
I don't know why, but I always feel like little bits of money being saved or spent don't add up. Of course, that's not true, and I don't "need" the majority of the things that I buy. I know that and yet... here we are. Plus, the above total does not include July, and I've completely lost my damn mind this month. In 2016, I spent $1,142 in my budget posts, and I don't want to exceed that this year... but there's still five months to go! Eep!